Every dollar, every fund, accounted for.

No — we work alongside your CPA. We keep books clean and filing-ready year-round so your CPA can file Form 990, 990-EZ, or 990-N without a month of cleanup. If you don't have a CPA, we can recommend one who understands churches.

Most churches are exempt from filing Form 990 under IRC §6033(a)(3)(A)(i), so the church itself typically doesn't file. If your ministry operates a school, a separate 501(c)(3), or generates unrelated business income that does trigger a filing, we don't file taxes — we keep books 990-ready year-round and hand a clean package to your CPA.

We serve churches starting at 50-member plants. If the budget is tight, we scope to what actually moves the needle — typically monthly bookkeeping, payroll with housing allowance, and a lightweight dashboard — and grow from there. The Instant Estimate below gives you a real range before any call.

We handle it. 15-minute intro call, then we connect to QuickBooks, review historical data, map your fund structure, and run in parallel for one month if there's active cleanup. Most churches are fully transitioned within 2-3 weeks without a gap in the books.

Yes. Everything lives in QuickBooks Online, Gusto, and Ramp — the same enterprise-grade platforms thousands of churches already use. Access is role-scoped per team member, credentials are never shared by email, and we maintain professional liability insurance.

Month-to-month engagement, 30-day notice. No multi-year contracts. We keep clients because the work is good, not because the paperwork traps them.

The board designates it in writing before payment. We record it outside W-2 Box 1 wages up to the lesser of the designated amount, actual housing expenses, or fair rental value of the home plus furnishings and utilities. It remains subject to SE tax unless the pastor has an approved Form 4361. Clergy wages aren't subject to mandatory income-tax withholding; voluntary withholding can be elected on a W-4. We work with Gusto and most major payroll providers.

Gusto (or your payroll provider) files the 941 each quarter. We make sure wages, clergy treatment, and housing allowance feed the return correctly and we reconcile it to the books — bookkeeping and payroll operations, not tax preparation.

Each designated purpose — building fund, missions, benevolence, youth — is tracked as its own net-asset class with a live fund balance. Your board sees exactly what's given, spent, and remaining in each fund at any time.

QuickBooks Online is our primary platform. We also work alongside Gusto for payroll, Ramp for expense management, and the church giving platform of your choice (Pushpay, Tithe.ly, Planning Center, etc.).

Our instant estimate takes about 60 seconds and gives you a real price range based on your church size, staff count, and complexity — not a generic number. Tap any "Instant Estimate" button on the page to open it.